Apple Pay Later turns Apple into a full-on money lender

With the limited launch today of a new service called Apple Pay Later, Apple will now lend money directly to users through the Wallet app on devices like the iPhone.

We first  heard about the service in 2021, and it was officially announced at the company's Worldwide Developers Conference in June 2022. It faced several delays, though, as iOS 16 began to roll out last September.

Now Apple is "inviting select users to access a prerelease version of Apple Pay Later." The service will roll out to everyone "in the coming months."

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